At FACET, we aim to achieve clients’ investment objectives whilst minimising risks. You can expect excellent personal customer service.
Our investment process is designed to meet each client’s individual requirements. With an unrestricted choice of investments, our investment managers have the freedom to find the best options for each client’s goals. That includes different asset classes, funds and other structures that may not be open to all investors.
At FACET, our first priority is to protect our clients’ money. We aim to achieve consistent returns over the long term without taking excessive risk with clients’ capital. Our investment managers work hard to minimise volatility by looking ahead to anticipate when and how markets will move. They manage portfolios and funds according to each client’s attitude to risk and will adjust the investment strategy if clients’ circumstances or financial priorities change.
Our core values ensure we act with the utmost degree of integrity and professionalism at all times. We are open and ethical in everything we do, putting our clients’ best interests at the heart of our business. By using FACET, you can be sure that your investment needs can be regularly reviewed and discussed, if required, in an ever changing financial climate.
Wealth Management
Typically, many of our clients may want to invest money on a regular basis to build up a capital sum for the future. You might be planning for your retirement, looking to generate investment income to top up your pension, saving for a deposit to buy a property or buy a holiday home, providing for school fees, or simply creating a secure nest egg for the future. We can tailor a strategy to meet your requirements.
FACET provides solutions for the diverse needs of our clients, enabling each individual to structure their finances as efficiently as possible. There are many different ways to grow your wealth: from ensuring you receive the best rates for short-term cash management, to a more complex undertaking of creating an investment portfolio to grow your wealth for the long term.
FACET can help you make informed decisions about the investment choices that are right for you by assessing your life priorities, goals and attitude towards risk for return. Any number of changing circumstances could cause your wealth to diminish, some inevitable and some unpredictable – new taxes and legislation, volatile markets, inflation, and changes in your personal life. Structuring your wealth in a way that minimises the impact of these changes is essential.
The value of investments and the income derived from them may go down as well as up, and you may not get back the amount originally invested.
Discretionary Investment Management
At FACET, we believe consistent, long-term outperformance is best derived from diversified, multi-asset class portfolios. Our experienced team will work together to source the best ideas in each asset class and across different regions. We will use these ideas as the building blocks of the portfolios and then tailor them to meet the suitability to your requirements.
Our portfolios include direct investments in shares, bonds and real assets, as well as third-party funds and passive instruments in each asset class. In selecting the appropriate investment, we consider cost, currency protection, local and regional expertise and diversity.
Our multi-asset class portfolios give exposure to a wide variety of opportunities and help to manage risk within portfolios. Our clients have differing profiles and objectives which we are happy to accommodate. Your portfolio will be aligned with a suitable risk strategy and we are happy to accommodate income payments, ethical preferences and tax considerations to suit your needs. Your risk profile is reviewed on a rolling basis to ensure we reflect any changes in your circumstances.
By using FACET’S Discretionary Investment Management service, you can delegate the day-to-day decision making for your portfolio, saving you time and enabling a fast response to investment opportunities and threats. And, of course, we’ll keep you advised with regular updates.
The value of investments and the income derived from them may go down as well as up, and you may not get back the amount originally invested.
Financial Planning
Financial Planning is all about ensuring you have the assets you need for the lifestyle you want.
Starting with identifying your objectives, your adviser will work with you to create a well structured plan which can include any number of products depending on your circumstances. We have access to specialist software which will enable us to show you projections of your financial future, opportunities and challenges. Working together we can then offer the expert advice needed to take advantage of the opportunities and mitigate any unforeseen circumstances that may arise.
Financial planning is about much more than arranging a pension, your plan could also take into account other financial policies such as mortgages, insurance, or estate planning to ensure you leave behind the legacy you want which is protected from unwanted third parties and unnecessary taxation.
We will recommend suitable investments, tax wrappers and help you consider any potential tax implications including how to overcome such liabilities.
Ongoing reviews and amendments are an essential part of this process and we will work with you every step of the way.
Further services
- Protecting Client Assets (Personal/Asset/Business protection)
- Later Life Planning (Equity Release mortgages)
- Estate Planning (Wills, Trusts and Powers of Attorney)
- Mortgage Planning